Basic liability insurance and basic auto insurance typically do not cover auto glass damage. Alternatively, full auto glass coverage will cover your costs for windshield and auto glass repairs and replacements, without paying a deductible.
Some of our customers think that their collision insurance will cover the costs related to windshield damage. However, this is not always the case. Full auto glass coverage is usually separate from collision insurance.
If you are unsure of your auto glass coverage status, check with your insurance provider. Chances are, if you have comprehensive insurance, you have full auto glass coverage. However, insurance plans vary by company, and “comprehensive” can be a subjective term. Some insurance plans offer coverage for windshield repairs, but not for replacements. In many cases, deductibles are waved for windshield repairs.
Check with your insurance provider to find out the status of your auto glass coverage. If you want to make sure you are covered for auto glass damage, you may be able to just pay a rider rather than purchase comprehensive coverage. Of course, you need to consider if auto glass coverage is right for you. Do you drive every day? Do you live in a city area prone to vandalism? Are you driving through construction zones often? Consider the costs for fixing your auto glass outright versus a monthly rider to decide whether auto glass coverage is right for you.
Windshield Centers is a leading auto glass repair shop located in the greater Buffalo & Rochester, NY areas. Contact us online or at (800) 900-1505 to schedule windshield repair or replacement services today.